Member of the South Dakota Professional Insurance Agents Association

Here are some of the companies we represent:

Great American Crop Insurance Company:

Multi-Peril and Crop Hail

Farmers Mutual Hail Insurance Company:

Crop Hail

DeSmet Farm Mutual Insurance Company:

Farmowners, Homeowners and Inland Marine

DeSmet Insurance Company:

Automobile, Motorcycle, Snowmobile, Boat, RV, Umbrella

Progressive/Drive Insurance Company:

Automobile, Commercial Truck, Boat, Motorcycle, RV, Personal Watercraft

Wellmark, Blue Cross/Blue Shield of South Dakota:

Full line of health products

GE Financial, AIG and many other Life Insurance Companies:

Full line of Life products

Home/Farmowners

De Smet Farm Mutual Insurance Company
Serving South Dakota… from South Dakota

De Smet Farm Mutual Insurance Company of South Dakota has a long and consistent history of providing insurance coverage for the people of South Dakota since 1916.

De Smet Farm Mutual Insurance Company was formed by a small group of farmers at a time when the large, well-established insurance companies weren't interested in coming to the prairies of South Dakota to write insurance.

As rural life in South Dakota improved, the appetites of the outside insurance companies increased for South Dakota business. Outside companies came into the state for insurance business. Since that time, many insurance companies have come and gone -- depending on the fortunes of a rural state like South Dakota. However, De Smet Farm Mutual Insurance Company of South Dakota has always been there for South Dakotans -- the Company formed by South Dakotans to serve South Dakota from South Dakota.

With long-term and growing support from the people the Company serves, De Smet Farm Mutual Insurance has realized substantial growth over the years. As a result, this financially strong Company has been able to expand the coverages it offers. Today the company features modern Homeowners and Farmowners policies and recently added automobile insurance to its list of competitively priced policyholder services.

Auto

Drive Insurance from Progressive.

New from Progressive, Drive serves your insurance needs. With over 30,000 independent agencies and brokers on the U.S. Motorcycle, Boat, RV, and Commercial auto insurance. Drive customers want the expert advice, personal service and choice offered by a local independent agent, combined with Progressive's superior claims service. With Drive, you can relax knowing that someone you trust is giving you the great price and service you expect. Progressive customers enjoy great rates, superior online and in-person customer service, and innovative claims service from the 3rd largest auto insurance group in the country. Progressive offers you choices in how to shop for, buy, and own auto insurance. 

Crop

 Great American Crop Insurance Company: Multi-peril and Crop Hail

 Great American's agricultural insurance products are tailored to help you protect your crop assets with comprehensive and flexible coverage.

The Great American Pooled Insurance Companies are members of the Great American Insurance Group whose property and casualty insurance operations represented one of the twenty-five largest property and casualty insurance groups in the United States, based on 2003 direct written premiums.

The Great American Insurance Group is part of American Financial Group, Inc. (AFG), based in Cincinnati, Ohio. AFG's common stock is listed and traded on the New York Stock Exchange ("NYSE") and Nasdaq under the symbol "AFG". In addition to its property and casualty insurance businesses, American Financial Group is engaged in the sale of retirement annuities, supplemental health and life insurance products.

Managing your farming business, as with many other types of business, has become more of a challenge than ever.

Great American provides the risk management tools you need in the form of specialized crop insurance coverage, which can stabilize your farm income, even when elements beyond your control go awry. Great American allows you to actively manage your farming risk so you are no longer at the mercy of the wind, rain, hail, or even an unexpected fall in market values for your crops.

Crop Hail

Farmers Mutual Hail Insurance Company: Crop Hail

Much has changed since 1893, when the concept of crop hail insurance was first pioneered by W.A. Rutledge and the Farmers Mutual Hail Insurance Association. What was then a small collective of Iowa farmers is now a leading national insurance company, protecting nearly ten million acres of America's prized farmland.

 Through the years, time has also witnessed FMH's cultivation of an impressive portfolio of reinsurance business,yet, despite over one hundred years of ever changing times, much of the company's early philosophy and tradition remains remarkably intact.

Health

Wellmark, Blue Cross/Blue Shield of South Dakota: Full line of health products

When it comes to health insurance, you're given a number of reasons to believe there's a difference. The difference is Wellmark Blue Cross and Blue Shield

It's no wonder nearly 1.8 million Iowans and South Dakotans have chosen Wellmark Blue Cross and Blue Shield as their health insurance company. The numbers tell a powerful story of how Blue is making a difference in so many lives.

BlueConnection^® - Online self-service BlueConnection tools allow you to look up your personalized health plan information and claims data at your convenience. Having updated benefits and claims information at your fingertips makes it easier to learn about your benefits and helps give you peace of mind about your coverage.

The BlueConnection Find a Doctor or Hospital tool helps you locate more than 6,000 hospitals and 600,000 doctors in the BlueCard^® network throughout the world. No other health plan gives you access to as many doctors and hospitals — giving you more choices and one less worry.

Blue Priority^SM Health Savings Account — Arming you with information and giving you choices so you can make educated decisions about your health care and health insurance is important. That's why you can choose a Health Savings Account that puts you in charge of your health care. Blue Priority Health Savings Account allow you to set aside money in a tax-free account to help pay for qualified medical expenses.

BluePrints for Health^SM Programs — Wellmark Blue Cross and Blue Shield also offers you a number of special BluePrints for Health programs to help you manage your health. If you have a severe illness or a complex medical problem, a Blue Health Coach^SM will serve as your case manager, helping you navigate the health care system and take the hassle out of health insurance. The Blue Health Coach is your advocate, providing information and support, and helping you stretch your benefit dollars as far as possible by coordinating care with network providers not only in Iowa or South Dakota but throughout the United States. Learn more about how Blue Health Coaches can help members and employers.

Better Beginnings^® — Another BluePrints for Health program. Better Beginnings preconception and prenatal program helps your baby have a healthy start and gives you another avenue to address pregnancy worries. Helping you have peace of mind about your pregnancy is just another way that The Blues^® adds even more value to your health insurance plan.

Blue Plus Club^SM — Wellmark is committed to keeping pace with the many changes Medicare is undergoing. But one thing you can count on is Wellmark working on your behalf to help save you money through programs like Blue Plus Club. Blue Plus Club is included at no cost when you purchase your Senior Blue^® Medicare supplement coverage from Wellmark Blue Cross and Blue Shield. Blue Plus Club saves you money by providing discounts on prescription drugs, eye care and eyewear, durable medical equipment, and over-the-counter drugs and vitamins.

WalkingWorks^SM — A number of people are finding that walking is the right step to better health. WalkingWorks is a Blues program that encourages you to walk 10,000 steps a day. Walking helps to lower blood pressure and cholesterol levels, speeds up weight loss, and tightens and tones muscles.

The Difference is Blue — These are just a number of ways you can count on Wellmark Blue Cross and Blue Shield being there when and where you need us — like a silent partner — offering choices and taking the worry and hassle out of health insurance. When it comes to health insurance companies, you're given a number of reasons to believe there's a difference. The difference is Blue.

Life

GE Financial, AIG and many other Life Insurance Companies: Full line of Life products 

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